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I'd love to hear your speedo encounters, and how they happened.

I will let the other guys comment

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D'you mean Speedo encounters or Speedo "Encounters..."? There's definitely some spicy stuff in the speedo stories section, although it isn't always clear what is autobiographical and what is fiction.

Plenty of encounters...most memorable and embarrassing and erotic for me will be when my gorgeous girl mate(who is a bit of a dick tease because i think she knows i fancy her) asked me to tie her necklace when we were alone in the sauna saturday afternoon. It ended up with me nervous as hell in my sky blue swim briefs getting a stiffy up her pink bikini bottoms. Everything went awkwardly silent and then I couldnt stop shaking and my penis decided to rapidly fire sperm for about 3 minutes with my shaking on her shoulder clutching the necklace and trying to prize her hair over her shoulder heavy breathing down her ear while uncontrollably creaming my pants. Couldnt imagine how she was feeling or what she was thinking. Any chance I had of her not not noticing ended when my penis decided it was finished and let out 3 big pumps and squirts followed by some awkward squelching with my briefs superglued to me with jizz.
After that I manage to tie the necklace and sat down in shock, she was stunned too. We just looked at each other and didnt say anything. Nothing i could say after awkwardly emptying my nuts up her for the last 3 minutes. We still havent spoke about it to this day.